Tigerapex.com

Before we start we do have to ask one question so we can tailor our selection to your criteria. Do you have a clear A1 credit record, or have you had any problems which may include bad debt, poor payment history, bankrupt, ccj's (county court judgements) evictions or repossessions?

No - never had any problems click here

Yes - may have had problems click here

To see a selection of our hand picked vehicles simply click home above, or simply click here

Click above to apply online, by telephone, by post or by text. We are able to offer finance facilities for any vehicle bought from us. Actual rates and payments vary dependent on circumstances, but we can normally finance a vehicle even if you have a poor credit history, county court judgements (ccj's) or have had previous bad debt. If you have a clean credit history we will try and match any quote you have had, or hopefully do better! A full written quotation is available on request. This is a NO OBLIGATION quote, and you are not required to go ahead unless you are completely happy. We will only request necessary information from you at the time of your application and we will try to ensure that your details are accurate and kept up to date. Information is collected lawfully and in accordance with the Data Protection Act 1998. Any personal data that is saved is held safely on our mainframe computer, with security systems preventing unauthorised access and we always ensure it is treated confidentially. We will never pass any of your details to a third party, or allow any direct mailing. We do not collate lists and sell these to other companies. We are licensed credit brokers and are registered with the FSA (Financial services authority) We are committed to treating customers fairly.

There are a few points to note concerning the application and approval process. We provide an online secure (128 bit maximum allowed) form to fill in which will go directly to the guys in finance. They will check your credit history and the vast majority of times will be able to give you a maximum credit limit. Your rate will depend on your individual circumstances. There are a few rules which we are required to stick to, these are:-

You must be in employment or self employed for at least 16 hours a week and will have to provide wage slips to prove (H M Forces welcome)

Aged 21 or older with a UK or European driving license showing your current address, should your license be in a different address we will contact the DVLA to check the details.

Confirmation of your current address (Utility account, council tax account, land line telephone account)

Only our finance team are allowed to talk to you about payment protection, GAP, shortfall insurance, breakdown assistance or an extended warranty (any insurance product). As with any loan or hire purchase agreement you should carefully consider the protection options as we can not offer advice, but they are optional and it does not affect in any way your ability to gain credit, or your credit limit.

We may ask for additional items, which normally consist of

A letter confirming your earnings from your chartered accountant

A valid UK passport

Recent utility bill or council tax bill

Bank account statement, credit cards statements and / or copies of verified signatures

We work hard to get the financial package you need, especially if you have heard any of the following mentioned before

Your credit report has worried the lender - This unique, personal record of your credit history could show that you already have a number of loans and the lender may be worried that you will not be able to repay another.

You may not fit the lender's profile - For example, a credit card issuer may only give cards to people who already have fewer than three, or a mortgage lender may specialise in first-time buyers.

You are a non-standard credit risk - More than one in five adults in the UK are deemed non-standard. They may include the self-employed, others who cannot provide sufficient proof of income and people who have an outstanding county court judgment (CCJ) against them or have had their homes repossessed for non-payment of mortgage.

You move around - Credit companies look for stability - for example, living at the same address for at least three years or having a long-term relationship with the same bank. So, if you move around a lot or switch banks often, this may tell against you.

Your credit score wasn't high enough - Lenders generally base their decisions on a credit score, which they calculate using the information in your credit report and your application. Every lender has a different formula which can even vary from one type of loan to another.

Our typical APR (Annual percentage rate) is twenty two point nine percent 22.9% We strive to treat all customers fairly. All credit is subject to status and we will make enquiries regarding your credit history, you are agreeing by applying for finance to this and all other terms and conditions detailed in our terms and conditions document.

This webpage, it contents, pictures, wording, and layout plus that of Tigerapex are copyright Tigerapex limited. Any duplication or copying of any part or whole will result in legal action. Tigerapex limited is a UK registered company. All intellectual property remains the sole property of Tigerapex Limited. Company registration number 5347756. Tigerapex is a wholly owned part of Tigerapex Limited and trading name. E&OE. caveat emptor. Full terms available in writing on request. Information you supply in your application will be disclosed to lenders for the purpose of considering your credit application. Lenders may use this information to carry out searches with credit reference agencies. A record of those searches will be kept and may be used by other lenders in assessing applications from you and members of your household for credit in the future. Lenders will cross-check this information with other lenders to prevent fraud and may use this information for statistical and/or marketing purposes. All financing subject to status. Insurance products are optional and do not affect your ability to gain credit or your credit limit. All finance and insurance is sold by Lackenby Finance who Tigerapex Limited outsource all financial service provision to.  All rights reserved Tigerapex Limited - Unit A2 Guy Motors Industrial Park, Park Lane, Wolverhampton, WV10 9QF. Typical APR 22.9% ***=At least 9 months. **=If available. *= in the event of a warranty claim, claim limit ranges from £500 - £5000 dependant on mileage and age of vehicle at inception date, further terms apply. Business and export sales are excluded from warranty offers.